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Common issues include sudden cancellation of merchant accounts, reserves being withheld without notice, and difficulty reaching customer support in a timely fashion.

This is a common practice among merchant account providers, but Stripe’s lack of live support compounds the issue.

Merchants report two specific problems in the complaints below this review and on other consumer protection websites.

In one scenario, merchants apply for processing with Stripe and are informed that they are approved and ready to go.

After processing one or more transactions, these merchants find that their payments have been frozen and their accounts cancelled due to the fact that their sales are considered “high risk processing” by Stripe.

These cancellations appear to take effect with little or no warning, and merchants report difficulty resolving the unprocessed payments in a satisfactory and efficient manner.We are currently able to locate over 300 negative Stripe reviews on this and other consumer protection websites, many of which express concern that Stripe is a scam or a ripoff.This represents a steady increase in complaints since our last review.Stripe has been accredited with the Better Business Bureau since May 2013 and currently shows an “A ” rating on its profile.The company has had 347 complaints filed in the past three years, with 188 of those related to the product or service, 109 due to billing and collection, 18 having to do with delivery problems, and 53 related to advertising issues.Overall, Stripe’s pricing and business model resemble those of the mobile credit card processing company Square, but for online businesses.